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The face of America is changing, and the housing market is changing along with it. If the mortgage market doesn’t keep up, the nation’s economy will bear the consequences.

The mortgage market has a long history of underserving communities of color, yet by 2045, people of color will make up more than half of our population. If the mortgage market can’t find a way to better serve these communities, what has long been a moral problem will eventually become a broader economic one.

Take Hispanic Americans. Over the next quarter century, more than half of new households in this country will be formed by Hispanic Americans. READ MORE AT WASHINGTON POST

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